Common Questions About Life Insurance in Arkansas

1️⃣ Do I have to talk on the phone to get covered?

No. You can complete everything over text or online. A phone call is only needed if you want help or choose an assisted application.

2️⃣ How much does life insurance cost?

Rates depend on age, health, and coverage amount. Most people in Arkansas are surprised how affordable coverage can be—especially for final expense or term policies.

3️⃣ Will this affect my credit?

No. Life insurance inquiries do not impact your credit score.

4️⃣ Does this require a medical exam?

In many cases, no exam is required. Most people qualify through simple health questions only.

5️⃣ How fast can I get approved?

Many applications are approved the same day, and some are approved instantly depending on the carrier and your health.

6️⃣ Am I dealing with a real person or just an online system?

You are working with a real local agent: Michael Hopkins — Licensed Life Insurance Agent (Arkansas License #21711904). You can text/call me directly at (870) 509-1633 if you ever have questions.

7️⃣ What happens next?

Tap Continue below to move forward.

• You can get your personalized quote, or

• You can simply ask a question first if you’re not ready yet.

Michael Hopkins — Licensed Life Insurance Agent

Arkansas License #21711904

Phone: (870) 509-1633